We are often asked about “financial literacy.” The phrase refers to the ability to understand and use various financial skills, and is the foundation of your relationship with money. A strong foundation of financial literacy will generally make you less vulnerable to financial fraud, and can help support you in deciding what goals are the best for you. This encompasses saving for retirement, treating debt responsibly, and deciding how to allocate your savings. Call us if you’d like to learn more. We’re always here to help.